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Engineering

Engineering

This type of business insurance provides very broad cover for damage to electrical and mechanical machinery

Contractors All Risks
Covers any unforeseen and sudden physical loss or damage to construction works and materials from any cause other than those specifically excluded and will also reimburse the cost of clearance of debris following upon any event giving rise to a claim under this insurance provided a separate sum has been entered in the schedule. It can also be extended to cover public liability.

Erections All Risks
All risk pertaining to projects of erection, testing and commissioning.

Plant All Risks
Cover is for any unforeseen and sudden physical loss or damage to plant and machinery from any cause not specifically excluded in a manner necessitating repair or replacement, whilst at the location or in the geographical area mentioned

Electronic Equipment

Unforeseen and sudden physical loss or damage to the property insured from any cause other than those specifically excluded whilst the items are at work or rest or dismantled for the purpose of cleaning, overhauling or being shifted within the premises. The insurance can also be extended to cover the following:

  • ¬†Expenses for reconstruction and re-recording of information following damage covered under (section 1 above)
  • ¬†Expenses for use of substitute electronic data processing equipment

Machinery Breakdown
Cover is for unforeseen and sudden physical loss or damage to the insured property (or any part thereof) which is on the premises by causes such as defects in casting,defects in material,faulty design,bad workmanship or any other cause not specificaly excluded in terms of any exception which is applicable to the policy

Machinery Breakdown (Loss Of Profits)
Loss of Gross Profits consequent upon interference or interruption of the business within the period of insurance caused by the perils under machinery breakdown insurance cover