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Covers the loss or damage of ships, cargo, terminals, and any transport or property by which cargo is transferred, acquired, or held between the points of origin and final destination.

Hull Insurance
Covers loss of or damage to the actual ship, yacht, motor boat, whilst being used on water, laid up and during transit to and from the lake. Cover also applies to outboard motors and ancillary equipment e.g ship to shore radios e.t.c.

Covers loss of or damage to goods in transit. Cover is from warehouse to warehouse until final destination. Cover is on an all risk basis and exclusions include war, nuclear disaster, wear and tear and damage due to dampness.
Third Party Liability
Insurance against claims of loss or damage for which a policyholder might have to compensate another party. The policy covers losses resulting from acts or omissions that are legally deemed to be negligent and that result in damage to the person, property, or legitimate interests of others

Passenger Liability

Covers death or bodily injury to passengers whilst cruising in, boarding or alighting from the boat due to negligence on the part of the insured, cover only applies to fare paying passengers.